We will conduct an in depth fact-find with you to ensure your mortgage will continue to be as competitive as possible. Depending on your circumstances, you could be in a position to start saving money immediately and benefit from the latest mortgage rates available.

If you have not reviewed your mortgage recently, why not call to make an appointment with a qualified mortgage adviser, on remortgaging we may be able to offer products with no Valuation fees, Free legal work and no lender arrangement fees.

We can also help you raise funds for:

• Capital Raising
• Home Improvements
• Debt Consolidation
• School fees
• Buying another property
• Business purposes
• Divorce Settlements.

Securing short term debts against your home could increase the term over which they are paid, and therefore increase the overall amount payable.

If you are remortgaging, you must have owned the property for a minimum of 6 months.

You may also have to pay an early redemption charge to your existing lender if you remortgage, so it is a good idea to check what your current lender has on offer.

The advice you receive on mortgages from North East Mortgage Brokers is free, and at no point will we charge you for our mortgage services. We are paid a commission from the lender.

It is certainly a stressful time of life when moving home. Whether you have an existing mortgage or not, we will provide you with simple and straightforward advice, helping you to get the best mortgage product for your circumstances.

The majority of people when they decide to move will be looking to buy a larger property, usually when starting a family and more space is required. Once you have decided to move let North East Mortgages help you work out your budget, and also consider whether it is to your advantage to port your current mortgage to your new property.

Property has always been seen as a long term investment, and some people will want to be able to downsize in the future and become mortgage free.

In some circumstances though, a small mortgage may be required, again work with us on your budget, and we will consider whether it is in your interest to port your existing mortgage to your new property.

You can choose how we are paid for mortgages. We can accept commission from the lender in which no fee would be payable. However if you want to pay for our services by paying a fee, then a charge of 0.5% of the loan will apply.