North East Mortgages for Buildings and Contents Insurance

North East Mortgages - Mortgage Brokers & Protection Advisers

Buildings and Contents Insurance

We fill the gap between on-line comparison sites where little or no advice is provided, and the Direct insurers who can only offer there own products.

All lenders will require as part of the 'Mortgage Offer', that you have Buildings Insurance in place, this helps protect the lenders and your financial investment into the property.

This will cover you for rebuild costs after damage caused by flood, fire and other unforseen events.

We can offer Home Insurance policies which are underwritten by a panel of leading insurers which include Legal & General, RSA, Aviva Insurance Ltd, Ageas, Allianz and Towergate with more to come.

The product provides up to £400,000 Buildings cover and up to £50000 Contents cover as standard, with higher levels of cover available if needed.

We understand that every client is different and therefore offer a range of optional extras to suit a variety of needs.

Accidental Damage Cover
Personal Possessions Cover
Home Emergency Cover
Legal Expenses Cover

Key Benefits

The option to pay annually or monthly by Direct Debit*
A flexible excess from £50 - £500 to help manage premiums and meet client needs.
UK base Call Centres and 24 hour Emergency Helpline.
Up to £5000 for tracing and accessing water or oil leaks from pipes, tanks and fixed heating systems.
A 12 month guarantee on repairs carried out by approved tradesmen.
Garden contents covered as standard up to £2000 under buildings and £1500 under contents.
Cover for Student belonings up to £5000, following loss or damage when moved from the main home to any building in the UK, whilst attending full time education.
Access to a 24 hour helpline provided by DAS Legal Expenses Insurance Company Ltd., which offers emergency assistance, access to approved tradesmen and legal advice regarding any personal legal problems.

* Subject to APR

Specialist Home Insurance

Our specialist Insurance caters for clients who require cover such as:

Non standard buildings and contents.
High value buildings and contents.
Thatched buildings and contents.
Underpinned building and contents.
UK and overseas holiday home
Insurance for 'flood risk' areas.

We'll also be happy to advise you about other types of business or commercial insurance:

We usually offer Home Insurance from a selected panel of providers

North East Mortgages - Mortgage Brokers and Protection Advisers,

is a trading style of Keywood Olley & Associates, Winster House,177a Bradford Road, Bingley BD16 1AH which is regulated by the Financial Conduct Authority.